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Pag-IBIG Housing Loan Calculator
Compute your monthly amortization for a Pag-IBIG home loan. Adjust the loan amount, term, and interest rate to compare scenarios.
Loan Details
Loan Summary
| Loan Amount | — |
| Annual Interest Rate | — |
| Loan Term | — |
| Monthly Amortization | — |
| Total Amount Paid | — |
| Total Interest Paid | — |
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2025 Pag-IBIG Interest Rate Guide
| Loan Amount | Interest Rate | Repricing |
|---|---|---|
| Up to ₱580,000 | 6.25% p.a. | 1-year fixed |
| Up to ₱1,500,000 | 6.50% p.a. | 1-year fixed |
| Up to ₱3,000,000 | 7.00% p.a. | 3-year fixed |
| Up to ₱6,000,000 | 7.75% p.a. | 5-year fixed |
Rates are repriced after the fixed period. Maximum Pag-IBIG loan: ₱6,000,000. Verify current rates at pagibigfund.gov.ph.
Also try: SSS / PhilHealth / Pag-IBIG Calculator • Payroll + Tax Calculator
Disclaimer: All calculations provided by PH Tax Tools are for general informational and reference purposes only. Results are estimates based on publicly available government rates and may not reflect your exact situation. This tool does not constitute legal, tax, or financial advice. Tax laws, contribution rates, and penalties are subject to change — always verify figures with the official sources: BIR, SSS, PhilHealth, Pag-IBIG, or LTO. PH Tax Tools is not affiliated with any government agency.